How to send money home
From WikiJET, the interactive website for the JET Programme
There are a number of different ways to send money home depending on the country to which you are sending and how fast you want your money transferred.
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[edit] Post Office
Sending money through the Japanese Post Office is one of the cheapest options available, although it can take a while. You can send money to most of JETs' home countries, although notably not to Ireland. You can remit money to either an overseas address, or an overseas bank account. You can pay in cash, or you can have the sum debited from a Post Office savings account. A fixed handling charge of ¥2,500 (¥2,000 to the USA if you send it yourself) applies to all remittances, regardless of the amount sent. Post Office exchange rates are thought to be quite competitive.
You have to present identification documents at the Post Office (your gaijin card is fine) and you have to write an "indication of purpose" for the remittance. As long as you don't write "lottery tickets", "gambling debts" or "Uranium consignment", then you should be fine!
Note: Depending on the destination country, intermediary bodies may charge a handling fee and the destination bank may apply an incoming foreign transaction charge.
[edit] Sending to an address
The Post Office will send a postal money order that will be delivered to any address you specify. The recipient can then cash the order at their local post office. Money orders are valid for 3 months. There may be limits on the amount you can send, depending on destination country. It can take between 5-60 days to arrive at the address: UK 5-10 days; USA 5-12 days; Australia 10-20 days and Canada 20-30 days.
[edit] Sending to an account
Remittances to accounts can be sent by two methods: Inpayment Money Order (i.e. by post) or Telegraphic Transfer. Money orders take 4-20 days to arrive in your account, while telegraphic transfer will occur in 2-4 days. You may have to pay more than the standard ¥2,500 for the quicker service.
[edit] Bank
[edit] GoLloyds Overseas Remittance Service
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